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21 July 2026 · verified exam-relevant news
Latest digest · 21 July 2026
Curated from PIB, RBI, All India Radio and verified national sources — organised for UPSC, SSC, Banking, Railway and State-PSC revision.
24 verified current-affairs updates for major exams.
SEBI imposed a Rs 1 crore penalty on Central Depository Services Limited (CDSL) for cybersecurity and operational lapses following a malware attack that disrupted its critical systems. The depository failed to adequatel…
Read full storyOn June 5, 2026, the Reserve Bank of India (RBI) announced a concessional swap facility to boost capital inflows and strengthen the balance of payments. This facility became operational on June 8, 2026, and is available…
Read full storyOn July 17, 2026, the Reserve Bank of India (RBI) released data on money market operations, highlighting significant liquidity injections and market rates. The report indicated a net liquidity injection of ₹-81,672 cror…
Read full storyThe Central Bureau of Narcotics (CBN) has successfully intercepted an illegal export attempt involving 12 crore Tramadol Hydrochloride tablets, a potent narcotic often referred to as a 'fighter drug'. This operation und…
Read full storyThe Reserve Bank of India imposed a monetary penalty of ₹13.30 lakh on Kolhapur District Central Co-op Bank Ltd., Maharashtra, by an order dated July 17, 2026, for non-compliance with Section 20(1) read with Section 56…
Read full storyThe Reserve Bank of India imposed a monetary penalty of ₹1 lakh on Manmad Urban Co-operative Bank Ltd., Maharashtra, on July 17, 2026, for non-compliance with RBI directions on loans to directors' relatives. The penalty…
Read full storyThe Reserve Bank of India absorbed net liquidity of ₹70,888.18 crore from the banking system as of July 17, 2026, per its Money Market Operations data. While daily liquidity adjustment operations showed a net absorption…
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India has formally joined the WTO Agreement on Fisheries Subsidies, which prohibits harmful fishing practices while safeguarding traditional fishers and excluding aquaculture and inland fisheries. This move strengthens…
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The National Bank for Financing Infrastructure and Development (NaBFID) has received approval to raise ₹20,000 crore through zero-coupon bonds with a 10-year maturity period. The Central Board of Direct Taxes (CBDT) has…
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India's eight core sector industries grew 5% year-on-year in June 2024, accelerating from May's 3.2% to hit a five-month high. Iron ore, cement, and electricity output drove the expansion, while crude oil, natural gas,…
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India has launched the application process for 2026 car import quotas under the India-UK Comprehensive Economic and Trade Agreement (CETA). The deal slashes customs duties on UK-origin vehicles from ~110% to just 10%, m…
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RBI Deputy Governor Swaminathan J directed regulated entities to review internal grievance redressal mechanisms and design complaint management systems that prevent bypassing the Internal Ombudsman. He emphasized levera…
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India has formally accepted the WTO Agreement on Fisheries Subsidies, which prohibits government support for illegal, unreported, and unregulated (IUU) fishing and overfishing. The agreement aims to protect small-scale…
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India's leading private banks report a structural shift in credit demand where corporate and SME lending is driving loan growth while retail borrowing remains sluggish. Stronger working capital needs, refinancing activi…
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Indian 10-year government bond yields fell to a near one-month low on Monday as escalating U.S.-Iran tensions drove up global crude oil prices, weakening the rupee and prompting traders to cut bond positions. Higher oil…
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India has amended its tax treaty with Sri Lanka to incorporate a Principal Purpose Test (PPT), which enables authorities to deny treaty benefits if tax advantage is a primary goal of an arrangement. This amendment, effe…
Read full storyThe RBI has announced the redemption details for the Sovereign Gold Bond (SGB) Scheme, specifically for the 2020-21 Series X and 2021-22 Series IV. Premature redemption is allowed after the fifth year from the date of i…
Read full storyThe Reserve Bank of India announced an auction of State Government Securities amounting to ₹21,700 Crore on July 21, 2026. This auction allows states to raise funds through various bonds with different tenors and yields…
Read full storyThe Employees’ Provident Fund Organisation (EPFO) has introduced the VISHWAS scheme in 2026 to promote amicable resolution of disputes related to damages and penalties. This initiative is significant as it provides a on…
Read full storyUnion Finance Minister Nirmala Sitharaman highlighted Prime Minister Narendra Modi's vision to ensure banking services reach every village and eligible citizen in India. This initiative aims to enhance financial inclusi…
Read full storyRBI imposed a ₹2.70 lakh penalty on Dhani Loans and Services Limited on July 15, 2026, under Sections 58G(1)(b) and 58B(5)(aa) of the RBI Act, 1934, for failing to classify certain loan accounts as NPAs during inspectio…
Read full storyRBI imposed a monetary penalty of ₹3.10 lakh on Satya MicroCapital Limited on July 13, 2026, for failing to classify certain restructured accounts as non-performing assets, violating asset classification norms. The pena…
Read full storyThe Reserve Bank of India imposed a monetary penalty of ₹6.20 lakh on Avail Financial Services Limited on July 10, 2026, for non-compliance with RBI directions on Governance and Credit/Investment Concentration Norms. Th…
Read full storyRBI imposed a ₹3.10 lakh penalty on PAN Emami Cosmed Limited (formerly Midkot Investments) on July 13, 2026, for breaching credit exposure limits to a single group of parties. The penalty was imposed under Section 58G(1…
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Exam-relevant stories with MCQ-ready key points from approved sources. Verified edition: 21 July 2026.
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