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20 July 2026 · verified exam-relevant news
Latest digest · 20 July 2026
Curated from PIB, RBI, All India Radio and verified national sources — organised for UPSC, SSC, Banking, Railway and State-PSC revision.
24 verified current-affairs updates for major exams.
India's leading private banks report a structural shift in credit demand where corporate and SME lending is driving loan growth while retail borrowing remains sluggish. Stronger working capital needs, refinancing activi…
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Indian 10-year government bond yields fell to a near one-month low on Monday as escalating U.S.-Iran tensions drove up global crude oil prices, weakening the rupee and prompting traders to cut bond positions. Higher oil…
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India has amended its tax treaty with Sri Lanka to incorporate a Principal Purpose Test (PPT), which enables authorities to deny treaty benefits if tax advantage is a primary goal of an arrangement. This amendment, effe…
Read full storyThe RBI has announced the redemption details for the Sovereign Gold Bond (SGB) Scheme, specifically for the 2020-21 Series X and 2021-22 Series IV. Premature redemption is allowed after the fifth year from the date of i…
Read full storyThe Reserve Bank of India announced an auction of State Government Securities amounting to ₹21,700 Crore on July 21, 2026. This auction allows states to raise funds through various bonds with different tenors and yields…
Read full storyThe Employees’ Provident Fund Organisation (EPFO) has introduced the VISHWAS scheme in 2026 to promote amicable resolution of disputes related to damages and penalties. This initiative is significant as it provides a on…
Read full storyUnion Finance Minister Nirmala Sitharaman highlighted Prime Minister Narendra Modi's vision to ensure banking services reach every village and eligible citizen in India. This initiative aims to enhance financial inclusi…
Read full storyRBI imposed a monetary penalty of ₹3.10 lakh on Satya MicroCapital Limited on July 13, 2026, for failing to classify certain restructured accounts as non-performing assets, violating asset classification norms. The pena…
Read full storyThe Reserve Bank of India imposed a monetary penalty of ₹6.20 lakh on Avail Financial Services Limited on July 10, 2026, for non-compliance with RBI directions on Governance and Credit/Investment Concentration Norms. Th…
Read full storyRBI imposed a ₹3.10 lakh penalty on PAN Emami Cosmed Limited (formerly Midkot Investments) on July 13, 2026, for breaching credit exposure limits to a single group of parties. The penalty was imposed under Section 58G(1…
Read full storyThe Reserve Bank of India imposed a monetary penalty of ₹2.70 lakh on Muthoot Vehicle and Asset Finance Limited on July 13, 2026, for non-compliance with KYC Directions. The penalty was levied under Section 58G(1)(b) re…
Read full storyThe Reserve Bank of India (RBI) has announced a 7-day Variable Rate Repo (VRR) auction scheduled for July 20, 2026, to address liquidity conditions in the economy. The notified amount for this auction is ₹1,25,000 crore…
Read full storyThe Reserve Bank of India (RBI) has announced its second Variable Rate Repo (VRR) auction scheduled for July 17, 2026, in response to current liquidity conditions. This auction, with a notified amount of ₹50,000 crore f…
Read full storyThe RBI conducted an Additional Competitive Underwriting (ACU) auction on July 17, 2026, for three government securities: 6.03% GS 2029, 6.68% GS 2033, and 7.24% GS 2055. The total notified amount was ₹32,000 crore, ful…
Read full storyOn July 17, 2026, the Reserve Bank of India conducted a 3-day Variable Rate Repo (VRR) auction, notifying an amount of ₹75,000 crore. The total bids received amounted to ₹1,09,823 crore, with ₹75,003 crore allotted at a…
Read full storyThe Reserve Bank of India has announced the auction of Government of India Treasury Bills totaling ₹24,000 crore, which includes 91-Day (₹9,000 crore), 182-Day (₹8,000 crore), and 364-Day (₹7,000 crore) bills. Scheduled…
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India will soon launch its first official monthly Index of Services Production (ISP), providing a headline measure of services output. The Ministry of Statistics has released trial indices for 19 service sub-sectors cov…
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RBI Governor Sanjay Malhotra highlighted that the ongoing crisis in West Asia and a weak monsoon are significant risks to India's economic growth. Despite these challenges, India's economy has recently grown over 7%, dr…
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NITI Aayog released its Investment Friendliness Index for states and UTs, with Gujarat securing the top position followed by Maharashtra and Tamil Nadu. Gujarat's leadership is attributed to its robust infrastructure an…
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The Fertiliser Association of India (FAI) has welcomed the Union Cabinet's approval of the New Investment Policy for Urea (NIPU-2026), terming it a major step towards achieving self-reliance in urea production. The poli…
Read full storyOn July 20, 2026, RBI issued final Prudential Norms on Specified Non-Financial Assets (SNFA) for all regulated entities after incorporating stakeholder feedback on the May 5, 2026 draft. The norms amend Resolution of St…
Read full storyThe Financial Action Task Force (FATF) released its updated public statements on June 19, 2026, maintaining DPRK, Iran, and Myanmar on the High-Risk Jurisdictions subject to a Call for Action list. Algeria and Namibia w…
Read full storyThe Reserve Bank of India released the Financial Inclusion Index (FI-Index) for March 2026, which stands at 70.0, up from 67.0 in March 2025. The index, first published in August 2021 for FY ending March 2021, measures…
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The Union Cabinet has approved two major schemes to enhance India's semiconductor and mobile phone manufacturing capabilities, with a total financial allocation of ₹1.89 lakh crore. The second phase of the India Semicon…
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Exam-relevant stories with MCQ-ready key points from approved sources. Verified edition: 20 July 2026.
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