Deposits with SCBs grew by 11.5 per cent year-on-year (y-o-y) as at quarter ended June 2026 as compared to 11.3 per cent a year ago and 11.6 per cent a quarter ago with semi-urban and rural branches outpacing the growth observed at the aggregate level (Chart I).
GK and monthly revision
Quarterly Basic Statistical Return (BSR)-2 on Deposits with Scheduled Commercial Banks - June 2026
Today, the Reserve Bank released the web publication ‘Quarterly Basic Statistical Return (BSR)-2 on Deposits with Scheduled Commercial BanksStatistics>Data Release>Fortnightly>Scheduled Bank's Statement of Position in India).">1 – June 20262’ on its ‘Database on Indian Economy’ portal3 (https://data.rbi.org.in Homepage > Publications).
Source: Reserve Bank of India (official). The summary and key points are quoted from that release; no AI is used. Check the source for the full text.
Revision structure
Monthly events and exam calendar context
Static GK and one-liner notes
Quiz and mock-test revision path
Key points
Exam-ready takeaways
Private sector banks’ deposit growth accelerated by 1.4 percentage points to 13.8 per cent as at end June 2026, while the growth in deposits held by public sector banks inched up to 10.3 per cent in June 2026 from 10.2 per cent a year ago.
The household sector remained the largest contributor, holding 58.8 per cent of total deposits as at end-June 2026 and accounting for 98.9 per cent of the ‘incremental deposits’ during the quarter.
Term deposits, the primary driver of deposit accumulation, recorded growth of 12.9 per cent in June 2026, outpacing the growth of current deposits (5.3 per cent) and savings deposits (10.6 per cent).
The term deposits – carrying an original maturity of one to three years – accounted for nearly 70.0 per cent of the total term deposits as at June 2026, while the short term deposits with an original maturity period up to one year constituted 20.4 per cent.
How to study
Turn news into exam marks
Revise monthly events by exam family instead of reading random updates.
Pair one-liners with mock tests so mistakes become the next revision list.
Note which exams each story matters for, and revise it again in the week before that exam.