On a year-on-year (y-o-y) basis, non-food bank credit2 grew by 19.1 per cent as on the fortnight ended July 31, 2026, compared to 9.9 per cent during the corresponding fortnight of the previous year (i.e., July 25, 2025).
GK and monthly revision
Sectoral Deployment of Bank Credit – July 2026
Data on sectoral deployment of bank credit for the month of July 2026, collected from 41 select scheduled commercial banks (SCBs) which together account for about 95 per cent of the total non-food credit by all SCBs1, are set out in Statements I and II.
Source: Reserve Bank of India (official). The summary and key points are quoted from that release; no AI is used. Check the source for the full text.
Revision structure
Monthly events and exam calendar context
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Quiz and mock-test revision path
Key points
Exam-ready takeaways
Highlights of the sectoral deployment of bank credit as on the fortnight ended July 31, 2026, are given below:
Credit to agriculture and allied activities registered a y-o-y growth of 17.0 per cent vis-a-vis 7.3 per cent in the corresponding fortnight of the previous year.
Credit to industry recorded a y-o-y growth of 20.0 per cent (6.5 per cent in the corresponding fortnight of last year).
Credit to services sector registered a y-o-y growth of 22.9 per cent (10.2 per cent in the corresponding fortnight of the previous year), supported by accelerated growth in segments such as ‘non-banking financial companies’ (NBFCs), ‘trade’ and ‘commercial real estate’.
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