PMJDY total accounts: 59 crore as of August 12, 2026
GK and monthly revision
Every fourth Jan Dhan account inoperative; 5.72 crore have zero balance: RTI
As of August 12, 2026, PMJDY recorded 59 crore accounts with ₹3.15 lakh crore deposits. However, RTI data reveals 5.72 crore accounts hold zero balance and every fourth account is inoperative, raising concerns about financial inclusion quality and dormancy in the flagship scheme.
Source: The Hindu. This summary and analysis are AI-written from that report and are not individually fact-checked — confirm names, dates and figures with the source before you rely on them.
Revision structure
Monthly events and exam calendar context
Static GK and one-liner notes
Quiz and mock-test revision path
Key points
Exam-ready takeaways
Total deposits in PMJDY accounts: ₹3.15 lakh crore
Zero-balance accounts: 5.72 crore (approx 9.7% of total)
Inoperative accounts: Every fourth account (25%) inactive
Data sourced from RTI reply; highlights financial inclusion quality gaps
How to study
Turn news into exam marks
Revise monthly events by exam family instead of reading random updates.
Pair one-liners with mock tests so mistakes become the next revision list.
Note which exams each story matters for, and revise it again in the week before that exam.